Few employers are more vulnerable to negligent of criminal actions by bad hires than those in the financial industry. The temptation of huge amounts of cash and accesses to credit information and financial databases is extremely high. The recent scandals in the banking and mortgage sectors have made it imperative that financial services companies have reliable and respectable employees tending to the needs of their customers. The misuse and appropriation of investor and customer funds in recent years have led to increasingly strict regulation of the industry, so compliance is an issue front and center in every employer’s mind. Homeland Security and other agencies are also concerned with seeing that American dollars are not diverted or funneled into terrorist organizations, so additional regulations have been imposed.
The Financial Services packages focus on security and fiscal responsibility in an applicant’s past. They also emphasize compliance with the Patriot Act, FFIEC and FDIC requirements, and other regulations. Searches include:
- Employment History Verifications
- Education Verifications
- Social Security Number Validation
- Social Security Number Trace
- Credit Report
- Motor Vehicle Records Checks
- Professional Licenses Checks
- Professional References Checks
- Employment Eligibility Verifications
- Fictitious Business Name Search
- Federal Bankruptcy Search
- Uniform Commercial Code Search
- Asset and Real Property Search
- National Criminal Searches
- National Sex Offender Registry
- Statewide Criminal Searches
- Statewide Sex Offender Registry
- County Court Criminal Records Searches
- Global Sanctions and Enforcements Check (includes FFIEC)
- Prohibited Parties Check (includes OFAC)
- Government Services Agency Exclusion List
- Corporate Party Affiliation Search
- County Court Civil Records Search
